Sandbox

Innovations That Simplify Insurance

Built by our product labs to solve the hardest problems in insurance, from complex policies to messy data and digital distribution.

Smiling couple sitting on the floor in front of a sofa, using a laptop and holding a credit card for online shopping.
Zaya AI
AI Insurance Assistant
SmartPolicy
Policy Simplification
Smart Ops
AI Ops Engine
ONDC
Sachet Insurance in Commerce
Sandbox

The Sandbox Suite

A modular suite of AI-powered products designed to simplify insurance workflows, unlock insights, and scale operations across the ecosystem.

Zaya AI - India’s First AI- Powered Insurance Assistant

Your digital insurance co-pilot that reads, explains, and answers queries from any policy - across text, voice, or regional languages.

Try Demo

Ask. Understand

Decide with Zaya.

SmartPolicy - Turning Complex Policies into Simple Summaries

Upload any policy document and get a clear, human-readable version within seconds - with claim guides, coverage highlights, and vernacular options.

See Demo

From PDF to

clarity in seconds.

SmartOps - AI-Powered Data Cleanup & Operations Engine

Insurance ops, simplified. SmartOps automates data clean-up, error detection, and reconciliations, so insurers can reduce TATs and focus on growth.

See Demo

Turning raw insurance data

into ready operations.

Symbo × ONDC : Sachet Insurance for Every Seller

Powering ONDC’s first sachet insurance program - protecting India’s digital sellers with instant, low-ticket coverage embedded in every transaction.

Ask for Demo

Insurance where

commerce happens

05

Symbo Data Insights : Real-time Insurance Performance Analytics

Monitor insurance performance across partners, claims, and regions in real time. Built for insurers, brokers, and partners to visualize the business of protection.

Coming Soon
Turning insurance data into insight.
Map of India with data cards showing 821 districts, 10,049,516 total orders placed, Karnataka as highest order count state, and 173,835 sellers with a 5.8% increase.
One platform. Every policy.
Central control panel for insurance options: Car off, Health, Life, and Travel on, connected by lines to Insurer, Partner, and Customer boxes around it.
06

OnePolicy : From owning policies to controlling them.

A single platform for insurers, partners, and customers - integrating issuance, claims, and communication in one seamless ecosystem.

  • Adjust coverage when life changes
  • Increase, reduce, or rebalance protection across health, motor, travel, assets, and more.
  • Modify policies in real time
  • Change tenure, add or remove covers, and experiment with protection without starting from scratch.
  • Premiums, benefits, and protection levels update live as you make changes.
  • Design insurance around life events
  • Travel plans, new assets, health goals, or family additions, all reflected in one place.
  • No PDFs. No scattered insurers. Just clear, actionable control.
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FAQs

00
What is Symbo.co?

Symbo is an insurtech platform that helps digital brands embed, launch, and scale insurance and VAS programs. With modular APIs, whitelabel journeys, AI-powered claims, and pre-built insurer integrations, Symbo simplifies distribution while ensuring compliance, speed, and revenue growth.

00
How quickly can we launch an insurance program with Symbo?

Most partners go live in 2–4 weeks using our ready-to-use insurer integrations, configurable product templates, and scalable Platforms. Complex, custom programs may take slightly longer depending on insurer alignment and pricing.

00
Do we need heavy tech integration to get started?

No. You can start with simple whitelabel journeys or go deeper with our unified API layer for Quote → Proposal → Issue → Claims → Reconciliation. We support low-code, API-first, and hybrid approaches depending on your product and engineering bandwidth.

00
Which types of insurance products can we embed?

A wide range - travel, health, PA, device, credit-life, EMI protect, gig worker protect, shipment/parcel, cancellations (CFAR/CFVR), mobility, card protection, cyber covers, and more. We co-create custom products with insurers based on your user journeys and revenue goals.

00
How does Symbo handle compliance, security and insurer alignment?

Symbo operates as an IRDAI-licensed broker via broking arm called Symbo India Broking Pvt. Ltd, is VAPT-certified, and aligns with ISNP and IRDAI cyber guidelines. All insurer rules, underwriting checks, and pricing structures are managed centrally, ensuring audit-ready reporting, encrypted data flows, and compliant program growth.